Property Advice

3 Tips to buying property in Zambia

Last month we introduced you to Gloria Zimba who has been living in the UK for 15 years with her husband and two sons. They have actively been investing in property back home and what fascinated me about Gloria is that she has such a positive story! Usually, Zambians in the diaspora have terrible stories […]

How to Buy land in Zambia without getting Swindled

Gloria Zimba has been living in the UK for 15 years with her husband and two sons. They have actively been investing in property back home and what fascinated me about Gloria is that she has such a positive story! Usually, Zambians in the diaspora have terrible stories about how they’ve been swindled when trying […]

5 Reasons you might return home unexpectedly

While in the diaspora, you may occasionally think of investing back home through buying property and land.  The huge error you might be making though, is believing that you still have years to decide what to do and come up with a plan to do it.  Perhaps you’re thinking you’ll buy property as you approach […]

Dealing with Difficult Tenants

Last month we had our first tweet chat on how to deal with difficult tenants.  We co-hosted the chat with Modern Refinement who are seasoned property managers.  The response was fantastic, showing us this is clearly an area that you want to know about.  There’s a lot of information that we couldn’t fit into 280 […]

Why now is the best time to buy property

The other night I went to a business cocktail and as per usual for these events, the host gave a speech which started with a brief run down of the current economic climate in Zambia; depreciation of the kwacha, lack of liquidity, slower than expected growth, government debt, drought, re-introduction of load shedding etc etc.  […]

Property Advice: Power of Attorney

YOUR PERSONAL REPRESENTATIVE As a Zambian living abroad, you may find that you need to sign important documents relating to a property you want to purchase or sell at home. Of course, documents can be couriered back and forth but the costs of this can add up as well as the time. Another option that […]

Customary Land – Bargain or Hassle??

This month, we’ve decided to feature a query we got through our website to discuss a very important issue – customary land. Is it a bargain or does it turn out to be headache in the long run? “I need your urgent help/advice on this matter. I bought land in 10 miles which is under […]

Building Your Zambian Home “The Green Way”

In this day and age, you hear everyone talking about going green. Green structures are now the preferred choice around the world. In Zambia, the government and the private sector have launched the Zambia Green Building Association. The association serves as a platform for the whole of the Zambian property and building construction industry to […]

Building regulations in Zambia

On this episode of the Friday Property Clinic, we speak to Chisomo Chongo and he shares with us his experience and the processes one needs to go through when obtaining building permissions. Building Regulations exists to ensure that buildings are designed and constructed in accordance with the law. It is important to be aware of these regulations […]

Is your Zambian property’s ground rent all paid up?

In Zambia, all land that is “on title vests in the President of the Republic on behalf of the people. The state then ‘leases’ out the land to property owners for 99 years. Like any landlord, the state requires rent is paid in the form of ground rent. The amount of ground rent is determined […]

EPISODE 6: How you can make your property ideal for rental

On this week’s episode of the Friday Property Clinic, we are joined by Rachael Njobvu from Modern refinement limited. She joins us as we discuss “How you can make your property ideal for rental.” If you recently purchased property in Zambia and are ready to rent it out but want to make sure you maximise […]

Acquiring Customary Land – What you need to know

Zambian land law recognises that people can own land in two ways; through a state lease where a person holds title deeds or through customary tenure where a chief, grants a person the right to occupy a piece of land. Although there are no title deeds that accompany customary tenure, a person can convert their […]

Caveats – Learn how they can protect you

What is a caveat? A caveat is a statutory notice that is registered against a property. It serves as a notice that the person lodging the caveat (‘the caveator’) has an interest in the land. One purpose of lodging a caveat is to prevent the land from being transferred or otherwise dealt by the owner […]

Is your Zambian property in danger of being repossessed?

You made the all important decision to buy land in Zambia; it may have been a recent purchase or done a few years ago. Is your investment safe or could it be in danger of being repossessed? The law does allow for specific situations where the state can repossess land; namely when there’s been a […]

Make sure your agreement to buy land is in writing

Make sure your agreement to buy land is in writing Generally speaking, contracts can be made quite informally and orally. But contracts for sale of land or sale of an interest in land must be evidenced in writing. The objective of this is to prevent fraudulent claims based on false evidence. Why is this important […]

Want to buy land that is not yet on title?  BUYER BEWARE!

Want to buy land that is not yet on title?  BUYER BEWARE! Many people sell plots which are subdivided from a bigger piece of land. It may seem straightforward to buy land in this way, as the person selling the land assures you that they are in the process of subdividing and will be able […]

Friday Property Clinic Episode 1: “How to move back to Zambia”

Introducing the first episode of the Friday Property Clinic: Tanya (Diaspora Connect – project manager) and Natasha Chiumya (Diaspora Connect – company director) have a discussion around the topic of moving back to Zambia – and how you should go about the process. Natasha outlines some of the key ideas and activities you need to consider when […]

What are you buying?  Checking out a property before you buy

Buying a property is the most important and biggest investment that many of us will make in our lifetime. So it’s critical to make sure that the property you are buying is in ‘good condition’ legally speaking and free from any potential problems or hassles. Property ownership starts with the certificate of title. This important […]

Key Things You Need to Know Before You Buy Property

Key Things You Need to Know Before You Buy Property I enjoyed giving this joint presentation with senior lawyer Kanti Patel of Christopher Russell & Cook at the Zambia Property Owners Association. The most important thing when buying a property is to do a thorough due diligence on the title deed (that confirms legal ownership) and on […]

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Welcome to Buying Property in Zambia